Redshirt Your
Regrets
How the decisions you make today compound over time — and what it means to be intentional with your future.
Presented by Jared Krog, Founder & CEO
The Objective
Decisions that compound over time
We want you to understand how being intentional now can prevent future regrets and set you up for long-term success — during and beyond football. The resources and guidance are already in your corner. The question is: will you use them?
If you're a great player, you want the coach to tell you the truth every day.
Your First Play
The team is in your corner
Utilize Your Resources
The team staff will provide you with the tools and guidance to help you succeed. Access them — that's what they're there for.
Change Your Mindset Around Money
Wealth isn't just about earning — it's about understanding. Shift how you think about money before you need to manage it at scale.
Preparation Is Non-Negotiable
You prepare for every game. Your financial life deserves the same discipline. There is no off-season when it comes to your future.
Warning Signs
Decisions that lead to regret
These patterns appear in athlete after athlete. Recognizing them now is the first step toward avoiding them entirely.
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Not understanding taxes, budgeting, and credit — the fundamentals that quietly determine outcomes
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Having no long-term plan — income without strategy is a clock ticking toward zero
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Poor investments and bad management — one wrong advisor or one bad deal can erase years of earnings
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Spending impulsively due to peer pressure and lifestyle inflation — saying yes to everyone costs more than you think
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Assuming "I'll make more money later" — this mindset delays action and accelerates loss
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Gambling — the fastest way to convert a high income into a cautionary tale
Real People. Real Money.
Lessons written in real losses
Allen Iverson
Income is temporary; expenses can become permanent
Despite earning over $200M in his career, Iverson struggled with financial discipline. Income without structure doesn't last.
Evander Holyfield
Big money requires elite discipline
A four-time world heavyweight champion who earned $500M, Holyfield lost his estate. The discipline of the ring doesn't automatically transfer to finances.
Antoine Walker
Saying yes to everyone is financially dangerous
Earned $110M in the NBA. Filed for bankruptcy in 2010. Surrounding yourself with people who ask is not the same as surrounding yourself with people who advise.
Terrell Owens
Cash flow matters more than total earnings
Over $80M in career earnings. Ended up financially strained. Total money earned means nothing if monthly outflows exceed monthly inflows.
The Right Approach
Planning with intentionality
You don't need to be the expert on everything — but you do need to be intentional about who guides you and how your plan is structured. Make it simple enough to understand, powerful enough to last.
Plan with "and," not "or"
Financial planning isn't about sacrifice — it's about structure. You can live well and build wealth. The goal is both.
You don't need to be the expert
Your job is to play at the highest level. Surround yourself with advisors whose job is to know what you don't — and hold them accountable.
Taxes: navigate, never evade
You can't avoid taxes — but you can go to jail for trying. Smart tax planning is legal, strategic, and one of the most powerful wealth tools available.
Keep it clear and understandable
If you can't explain your financial plan, you don't own it — it owns you. Clarity isn't just comfort; it's control.
How We Help
Opulence is your financial teammate
Financial Planning
Comprehensive plans built around your goals, time horizon, and risk tolerance — designed to grow with your career.
Retirement Planning
Your playing career is finite. Your wealth shouldn't be. We build strategies that extend far beyond the final game.
Investment Management
Evidence-based portfolio construction focused on long-term growth. No speculation, no shortcuts — just disciplined strategy.
Tax & Estate Planning
Proactive tax strategies and estate structures that protect what you've built — for you and the generations that follow.
Insurance & Protection
Disability, life, and long-term care insurance solutions that safeguard your income and your family's future.
College Savings
Education savings strategies for your children — because the best investment you can make is in the next generation.
Take the First Step
Don't redshirt your future
Reach out to Jared directly. The conversation that changes everything starts with a single message.
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